Although the call to save money we have heard since I was in elementary school, was until now there are many people who do not have savings. What is meant here is not the people who live below the poverty line, you know. Those who have a steady job and a pretty lavish lifestyle that many of his account balance at the end of the month left only hundreds of thousands of dollars.
In America, 45 percent of people surveyed by MetLife insurance agency pleaded not able to pay bills-bills for more than a month suppose they lost their jobs. Meanwhile, 65 percent said it would not be able to cover expenses for three months.
Not surprisingly, in a study titled "The American Dream" which was held on April 14 to 21 and that, as much as 55 percent of Americans are also very worried about them losing their jobs. This country is struggling to recover from its worst recession since the time of the Great Depression that occurred in 1929. In June, 14.6 million people (or 9.5 percent of workers) have lost their jobs, according to the Bureau of Labor Statistics notes. About half of these workers, or 6.8 million people have been unemployed for six months or more.
Although the statistics may seem alarming, the researchers MetLife still see a glimmer of hope. According to Beth Hirschhorn, senior vice president for global brand and marketing services at MetLife, since last year actually already been improvements. "The only people that benefit are already aware of this and make changes," he said.
In a study conducted MetLife seen that Americans are far more active than the previous year and focus more on improving its financial responsibilities. Three-quarters of Americans reported to have reduced spending and more people are recognizing that to be financially responsible, the American dream is achievable.
Even so, there are still millions of Americans who are struggling financially. Nearly half of those surveyed say willing to give money to family members in order to pay the bills-bills. This means that many Americans who rely on "family bank" to survive in a recession. "This loan is a loan for a lifetime," he said.
What matters more, even though they've tried to change the shopping habits or lifestyle, these desired improvements can not be immediately reached. This is because they are also still in debt that many in number, in addition to uncertain economic conditions.
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