People Indonesia Not Disciplined Saving

Written By Unknown on Thursday, March 10, 2011 | 10:30 PM


Research shows, more and more people realize the importance of financial planning and how to manage money properly. Financial independence a goal many people, especially those aged mature and have an average income of Rp 10 million per month, both men and women. Education about personal financial governance seems to have a positive impact for those who have financial facilities such as credit card and bank account. An understanding of how to plan and manage the finances of this makes 89 percent of Indonesian people feel more optimistic about facing the future with financial independence.

Citigroup Asia Pacific released the results of research done in 2010 through online interviews to 500 respondents across Indonesia. The result shows that the financial value quotient for Indonesia is 57 out of 100 points. This value is higher than the previous year, 52. Financial quotient is a term used to indicate awareness of Citigroup's financial condition and ability to understand the importance of financial planning, and implement good financial governance. Through this research, Citigroup suggests that many Indonesian people who are concerned about financial planning.

Research is also mentioned, most of Indonesian people with average income of Rp 10 million per month to feel optimistic about his financial future. More than 60 percent of respondents also claimed full pay credit card bills regularly. Even so, with such income, only 67 percent of respondents who are accustomed to saving regularly.

"While 24 percent tried to save money when possible, at year-end bonus, or when receiving holiday allowances. That is, those with an income of USD 10 million is still a lot that has not been disciplined to the habit of saving even though they realize that financial planning is important," said Hotman Simbolon , Vice President of Customer Care Center, Head of Citibank, in the ordinary Class Journalist Citibank in Jakarta, Wednesday (03.02.2011) ago.

Although Indonesia has increased the awareness of people in financial planning, in practice only 47 percent of respondents who admitted he made to the budget monthly. Meanwhile, says Hotman, 38 percent of people already making a budget but still trying to apply it.

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